Just visit casinos, buy a bunch of chips or coin an then go back an cash it in, you get a receipt! Now take the money an put it in a short term CD, 3 months then take the CD an put it in a WL or Annuity! Just withdraw money tax free but you have to claim the money upfront an you will lose 30 to 40 percent, the government is such a whore! Easiest way I can come up with on the fly, really a business is much cheaper as your taxes due can be whittle down but it does take some accounting ability.