chickenman
Premium Member
Supporter
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Ding ding ding! We have a winner. ^^
You can ask for written correspondence only and no calls, but that's forever, and they are able to call for two years if you've done business with them in the past even if you put your number on the DNC registry.Dont let your credit go to shit Chickenman. Call them again, get a hold of somebody. Offer them half, and explain why. Put this in the past, don't screw yourself.
Got a past due bill for some soy bean meal from an order shipped 2 years ago. I ordered 2 tons, it came I called several times for price, the never called back After using about 1/2 I noticed chickens were not producing eggs quite as well and I aslo called with this concern. They never called back so I get a bill with $275. past due interest and if not pain in 30 days they will send to collection.
We have no other credit obligations, Farm and house paid for, will not need any loans and our credit is pretty good so I say fucke em let them try to collect.
What is you all's experience with collection agency's???? disputed stuff like this??
Got a past due bill for some soy bean meal from an order shipped 2 years ago. I ordered 2 tons, it came I called several times for price, the never called back After using about 1/2 I noticed chickens were not producing eggs quite as well and I aslo called with this concern. They never called back so I get a bill with $275. past due interest and if not pain in 30 days they will send to collection.
We have no other credit obligations, Farm and house paid for, will not need any loans and our credit is pretty good so I say fucke em let them try to collect.
What is you all's experience with collection agency's???? disputed stuff like this??
composted in manure pile"After using about 1/2 I noticed chickens were not producing eggs quite as well"
CM, what did you do with the other ton of meal?
I've been harassed but never sued like that. I've had collectors tell me that it was time to get on my back and open my legs, because I HAD to pay that debt. Told them to go fuck right the fuck off. Go ahead, squeeze me, see whatcha get.Yes we do!!!
And the winner is???
CHICKENMAN!!!!
I stuck by my guns. They filed in court.
I responded with answer prior to going to trial, they dropped the case. Was $1,750. after interest..
I was receiving threatening phone calls which I am pretty sure were illegal stating that I am a no good two bit debtor and they are going to pay the local newspaper to defame me.
They called my wife, bro and sis in law also asking for info on me...
Federal law prohibits harassment I asked the to stop several times and I have the threat of defamation on a reordered message..
Not the lawsuit type but the asshole that called me was a real dickhead and I sure would like to make him pay for his rudeness and harassment.
Anyone else ever been harassed and sued???
I've been harassed but never sued like that. I've had collectors tell me that it was time to get on my back and open my legs, because I HAD to pay that debt. Told them to go fuck right the fuck off. Go ahead, squeeze me, see whatcha get.
I've had lots of BS go into collections when I was younger. Even medical bills, parking tickets etc.
I just waited them out. There is a statute of limitations in each state for each debt type. After many years a couple $3,000 collections dropped.
Then I disputed many of the smaller ones which dropped.
And yesterday I disputed the last one for a $50 parking ticket which I shouldn't have owed because I paid to park in that lot. It came off today.
So patience is key and diligence on researching laws. Here where I live 4 years Is the statute of limitations for them to collect. So I had it dismissed based on that.
My credit is now 751 on experion, Trans union, and the other one.
Last year it was 540 but I started using credit cards and brought it up quickly. From no credit history & with collections. To credit history and no collections in a year flat :D.
I'm so happy to be free!
They record phone calls trying to get you to admit the debt is yours. If you do admit it the statute of limitations restarts.
Also if you make a payment on it your admitting the owning of the debt which also resets the statute of limitations clock.
So be careful.
The collectors are also very rude.
They think putting you down or belittling you is gonna convince you to pay. When it just reinforces my want to abstain from such activities lol.
I would put each number the collections called from on an ignore list on my phone. Everytime they use a new number I add it until they have no new numbers to call from lmao. Eventually they sell the debt and it starts over.
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