PipeCarver
Supporter
- 5,643
- 313
Have you ever had an accident with using the cards insurance out of the country? I have in Spain I got rear ended and I now buy local insurance every time I rent a car out of the country. Believe me it cost more in interest on the cost of the damage $5000.00 Usa and 9 months to settle the accident claim with no one injured. Had someone been injured it would have taken much longer to settle and the fine print on the insurance has you responcible for all costs until claim is settled because if you're found criminally responsible your claim is void.drunk driving/reckless driving and a whole shit load more reasons to void your claimLol I also went cheap, But why wouldnt I? I have an Aventura infinite Visa that has way better rental car insurance coverage than anything I can get in Mexico with zero deductable, and the card isnt cheap to have either so I'm not going to pay for more insurance when I have it already. I use my cards insurance any time I rent a car, not just in Mexico. All in the car cost me $329 for 2 weeks.
I did insist on using an American rental company though. Wife didnt listen lol, we rented from Mexcar... hahahaha. I suppose we were asking for it. But still... dirty bunch of thieves.
The insurance I buy in Mexico is supposed to provide a translator to the accident scene. With Mexican insurance that I buy if I have an accident I get to leave the country and the insurance companies fight it out. In Mexico you can't leave if someone gets injured until all parties are satisfied with the settlement. If a drunken Mexican motorcyclist runs into you ( like in PDC for example) and gets hurt... ouch...,I don't want to learn Spanish in a Mexican prison thank you. I get to fly home (So I've been led to believe) I haven't put it to the test.