lino
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I'm paying the Obama care fine. Fishwistle the truth hurts many of these readers feelings. Obama used to be their hero.
Big gov can keep funding their war games but can't keep a State Park open. And people believe this shit?
Remember when american sheeple thought it would be FREE healthcare? Is it sinking in yet?
I do not support the republicans nor the democrats because neither represents me but in this case i fully support the republican side,this whole shutdown BS is about one thing obamacare,which the majority of americans do not support.Congress has already excluded itself from compliance and have also granted a 1 year extension to big business so why not put it off 1 more year for EVERYONE while we have a debate about this program they are FORCING on us?The dems REFUSE to debate the merits because they know it sucks and it would never happen and obamas legacy would go up in smoke.
Basically our leaders are saying ''do as we say not as we do'',we need some kind of health care reform for sure but this aint it,right now health care is more than alot of peoples mortgages and rising all the time and the government is going to try to force you to pay it?thats bullshit.Democrats can end the whole deal right now by saying ok well give the people the same deal we gave big biz and ourselves while we work this out but are refusing,screw them lets do it the old fashioned way a take a vote on it,majority rules.
I am not offended. Since my father is a radiologist and mother's a registered dietitian, I've been raised by 'health care' all my life, and imaging in particular is a field with which I have some small familiarity. I think all of us can understand those types of associated costs, but none of us understand those costs, mostly administrative, being folded into very small, incidental items.I think it's obvious that you and I come from different points of view. I don't know you so please don't take offense, but you are mistaken on a number of points.
Health insurance is expensive because health CARE is expensive. That's all insurance does, is fund the delivery of healthcare services. There just isn't enough money to spread around. Do you know how much an MRI costs? What about hernia surgery or a knee scope?
Tell it to my parents who know full well what it costs and how that relates to how health care used to be approached vs now. The number one reason why it's so expensive isn't because hospitals are now so much more expensive to build, but because of paperwork; i.e. administrative costs.The problem that you and most Americans are seeing is that finally the actual costs of our Healthcare system are much, much higher than people thought. Since our health insurance is employer based, there is almost no transparency when it comes to cost, since there are requirements that the employer pay a portion of the premium. This results in shock and awe when those same people look to purchase similar products in the individual market.
That's why I have finally landed in the socialized medicine arena, precisely why. It's become a total clusterfuck.This current system will work until we run out of money, and we are quickly approaching that point. The problem with covering everyone, is that everyone has to purchase insurance. That's the only way your happy story ends well. Unless everyone purchases insurance, then the numbers will never add up. Wiki insurance theory or the law of large numbers. The good part about this shortage of young healthy people is that they are now required to pay into the system. This will not happen however, because the law has almost no teeth with regards to penalties for not carrying insurance. Given the choice, is a young, healthy, twenty-something going to buy insurance, or pay the $95 fee and go without until they need it, at which point they can sign up on the way to the hospital. That's obviously a slight exaggeration, but it's not very far off.
Look at employers. Employers with more than 30 employees are now required to provide minimum essential benefits (MEB) on their health plans. If they don't, they have to pay a penalty of $2k per employee, and if that employee then goes to the exchange the penalty for the employer goes from $2k to $3k. The Kaiser Foundation has stated an average family spends $10k - $13k per year for premium. If an employer has a choice between paying 10-$12k for an employees family, or paying 2-$3k as a penalty, what will companies do? Math is hard, but not this hard.
I would love to see their influence reduced, but something in my gut tells me that this act isn't the path.We could talk about the MLR's, pay to play, and a million other things, but the problem with our healthcare delivery system is cost, and the affordable care act does nothing to address those costs.
Seamaiden do you realize that it costs over a billion dollars to build a hospital? There are many, many parts of our healthcare system that need reformed, but you can't reform 1/5th of our economy by passing a bill so we can see what's in it. All I see is shit.
Until there are more severe penalties for NOT having insurance, the young and healthy will continue to go uninsured, while the folks who need insurance will take advantage. This creates adverse risk for the insurance company, but they can't do anything about it. I know you'll love to hear this, but Healthcare Reform is the first step to make private insurance companies go away.
Even better, I know people whose fields of expertise, whose incomes, are tied very closely to Medicare (nursing homes). I also have many older people in my family, some of whom are indeed on SS as well as Medicare or Medicaid.Tell me this. Do you know anyone on Social Security or Medicare or Medicaid? Have you ever spoken to a doctor about how much money they lose with medicare patients? The passage of the ACA says people can now purchase insurance even if they have pre-existing conditions, but it does nothing to address the rising COSTS of healthcare, which is the more major factor that needs to change but it's also the harder one to change.
Every Canadian I've spoken to says this 'fact' (the wait times) is untrue. Who knows? But I do know one thing--this country spends more time, money and energy playing catch-up (treating only when ill health demands it) than using some common sense and making basic, preventative health care available. Ever since I began reading WHO reports on health care in various countries and saw that CUBA has better overall health care for the average citizen than the U.S. does, I knew we had ourselves a HUGE problem.If you thought health insurance is expensive now, just wait until it's free. Obviously I come from the healthcare delivery side of things more often than as a patient. We can always mirror Canada's system where you wait months for office visits and x-rays. That sounds like fun. In Canada you get what you require, not what you desire. Americans will never settle for that. Hello concierge docs.
Unless you are low income, up to 400% of the poverty level. Then, your premiums will be subsidized by up to 96%. That is quite a bit, and anywhere you hear that rates are going down is because they factor in the subsidies as well as the rates. That's the only way the math can kind of work.
/rant
"If you thought health care was expensive before, just wait until it's free."Big gov can keep funding their war games but can't keep a State Park open. And people believe this shit?
Remember when american sheeple thought it would be FREE healthcare? Is it sinking in yet?
Honestly fishwhistle I agree with all that you said, if we are supposing that the Republicans are interested in debate and compromise.
Unfortunately, I must ultimately disagree because I know they are interested in no such thing.
This has nothing to do with debating the merit of a law and everything to do with politics.