look to your future all i can say,i worked 16hr days and loved it,little ole 401k aint about shit,ssi sucks,dont even think its any better than what i described,worked 40 yrs,ever damn day,i thought how i would be on a river bank one day,any and every time i wanted,,guess what retirment sucks even worse,when your not prepared,,and these days you dont have a choice to much,cause life will slap you smooth off agin the face,never know when you gonna be here ,dig,so if you aint got bucks to blow ,forget about retirement