I hear where you coming from....The guy in the other forum said about the same thing...Now Payofix is a different animal altogether ..They took my 1st payment that i ever sent to GPS everything else failed even as i have my Bank on the phone as i placed my order..After calling them Payofix numerous times..Just started sending MO's instead....Out of the blue Payofix contact me and ask do i want them to process my payment tha they wouldn't process before..Told them leave my shit alone do not do anything anymore,hahaha